CHIEN THANG NGUYEN; THI MINH HANG NGUYEN; MAI ANH LE. Digital banking model for promoting retail banking services at Vietnamese commercial banks. The VMOST Journal of Social Sciences and Humanities, [S. l.], v. 66, n. 3, p. 21-33, 2024. DOI: 10.31276/VMOSTJOSSH.2024.0035. Disponivel em: https://vmostscience.vjst.vn/index.php/vmost_jossh/article/view/365. Acesso em: 16 jul. 2026.